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Douglas Andrew

Douglas Andrew

Owner and President of Paramount Financial Services, Inc.

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Barbara Corcoran

Barbara Corcoran

Founder of The Corcoran Group and real estate contributor...

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Lee Brower

Lee Brower

Wealth trainer, consultant and author

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You Can Have More Money

Much of what you think and feel about money is subconscious. Powerful emotions about money may be woven into your behaviors and close relationships, creating complex dynamics that affect your financial habits.

These first 30 days can be a time of great transformation. By beginning to understand your emotions about money and making deliberate, small changes, you’ll have a solid foundation on which to build your financial dreams. The rest is just a matter of sticking with the plan!

The Psychology of Having More Money

“Money has a strong emotional component,” says Arlene Englander, MSW, owner of The Wellness Source in Chicago. “We all have beliefs—most of which we may not even be aware. Making those beliefs conscious is very important when we want to bring prosperity into our lives.”

Minneapolis-based money manager John Wing makes his living in the financial sector, but has experienced some major shifts in attitude toward his own prosperity. “When I was 28, I was making a boatload of money, but I was miserable. I learned the hard way that money doesn’t buy happiness,” he says.

“I quit my job, and for awhile, I went through a phase where I believed money itself was bad,” he says. John, a devout follower of Christ, dove into religious texts to read what they had to say about wealth. “There are more Bible verses about money and wealth than about love,” he says. “Being wealthy doesn’t mean you have to be greedy. When you have wealth, you can use money in an honorable way to help others,” he says. Understanding what drives your desire for money is the first step to prosperity.

Developing A Money Mindset

You may not realize the impact your thoughts have on your prosperity. Susan Thorne-Devin, MSW, executive director of Choices Inc. in Glen Ellyn, IL, stresses the importance of visualizing the future. “I suggest developing a plan for increasing their prosperity and then visualizing what their future will be like once that’s achieved,” she says.

Sculptor Richard E. and his wife, Danielle, used to spend a great deal of time worrying about their finances, or lack thereof. “We were constantly thinking about our debts. We finally ‘got it’—that we needed to change our mindset and concentrate on abundance. We started focusing on prosperity, and soon everything turned around for us,” he says.

Life coach Michelle O’Connell, of Jack Canfield’s coaching firm, suggests that you use affirmations to develop new mindsets about having more money and make them stick, and then follow-up with action.

O’Connell tells her clients that “the last five letters of attraction are action, and getting results in your life takes more than just changing your mindset.”

Posted: 10/3/07

Hi Lynn, the MasterMind Group is a concept Jack Canfield refers to in his book "The Success Principles", it is something you have to set up yourself and work to continue gaining from it's success. It is an alliance between you and up to six other people who mentor each other on a weekly basis. I hope this helps.


How does one find a MasterMind group?


  • By eureka
  • on 9/15/09 10:46 PM EST

Asking for help and taking action scare the bejesus out of me!


I have a pervasive negative opinion about my ability to handle or make money. My Mother has projected this onto me ("You were always bad at money" etc etc...)and I internalized it. I realized this fact only this week at the Fl Conference for Women. This one piece of me is split off so it continually pulls me off center, splits my focus so that I lose concentration and do make mistakes: forget to enter a check in my ledger for example. I need to shake off her projection and start to replace this with a positive view of myself.


I appreciate your article. Here's a conundrum. I've been doing lots of reading and studying (including books like THE SECRET). I myself say my mantras and affirmations faithfully. However, my spouse really doesn't seem to believe in this.
We have always paid our bills and not carried a lot of debt. Our credit scores are impeccable. One kid out and one kid in college.
Add to this, that now I have to live with a chronic condition which keeps me from working full-time. I am affirming that I will work at a part-time job that pays as well as full-time (and I am partially there!). What else can I do to increase our money and abundance? I would like to see more money. Any suggestions? Thanks in OHIO.

  • By Shawn57
  • on 4/25/09 9:24 AM EST

I have always had a problem with elite-ism (sp?) too. And in some ways I think it is okay to have a problem with elite-ism. Elite-ism is wrong and contributes to lots of problems in society: waste, envy, etc. Same with its twin brother, conspicuous consumption.

For me it was working at McDonald's through all of college, and young people would come in after rock shows, all glammed up and punked out, and I would just think - "how did you pay for your tickets and those clothes?" I'm guessing mom and dad.

Then, when I went to law school and had to borrow every dime, lived in a dump, sold my car, etc., I could hardly stand the students who acted so entitled and had never paid for a thing on their own in their entire lives. Many of them got jobs at dad's or uncle's (or, very occassionally, mom's) law firm as a matter of course, unrelated to their success in school or other need to compete in society.

The irony is that so many of them were conservatives and thought poor people were just lazy and needed to pull themselves up by their own bootstraps. After working at McDonald's for over 5 years with very poor, very hardworking people, I know that isn't reality.

But still. I wouldn't change it for the world. I feel like I know what is valuable in this world. I have no need for an expensive automobile or a fancy home and yard. A big investment account, invisible to the outside world, is much more important to me than jewelery, clothes, cars, etc. And I'm happy to see my kids seem to be growing up with the same attitude.

I have met lots of nice rich people and count a few of them among my dear friends. But those who have been moneyed since birth still seem pretty out of touch with the world to me.

  • By manitou
  • on 5/29/08 11:51 AM EST

When I was a junior in high school Mom told me I had to get an after-school job so I told my track coach. I don't recall what he said, I do recall crying??,but I went home and told Mom that I couldn't quit the team. After the season, I caddied at an ethnically stereotypical golf club--$10 for a dbl. 18. There was NOTHING I could buy that was worth putting up with their s*#*, but the caddy-master had Mom's phone #. Money was a nescessary evil. I resented it and anyone who had it was, somehow, corrupt (like the members at the club). I imagined that I was "better" than them, but felt that I was much "less than" them. When I've had enough money I've spent/given it, almost defiantly. How can I begin to revise these attitudes?

  • By oldgold
  • on 5/22/08 10:37 AM EST

I must agree with the opening statement. I have 2 step daughters,and they are 17 & 18 yrs.old. Their biological Mother has raised them to believe that having a man in their lives, even early on, is the most important thing in life. As well, as always having money. No matter how they get it. I worry that they will never know what it is like being completely independent.


Like the real life people

as examples.