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Douglas Andrew

Douglas Andrew

Owner and President of Paramount Financial Services, Inc.

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Barbara Corcoran

Barbara Corcoran

Founder of The Corcoran Group and real estate contributor...

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Lee Brower

Lee Brower

Wealth trainer, consultant and author

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You Can Have More Money

Wayne and Jackie can attest to this. The couple faced what seemed like insurmountable odds when they married in 1989. Wayne had accumulated credit card debt of $35,000. Jackie was paying $900 a month on her $60,000 in student loans. They really wanted to buy a home, but couldn’t quite see how or when this would happen. Setting the purchase of a house as their goal helped propel them forward. Jackie was able to get a lower payment on her loan, and the couple saved the balance toward a home. It took some time and patience, but they eventually got where they wanted to be—and you can, too!

Get Financial Help

Once you realize prosperity may take time, you might feel overwhelmed and frustrated. Thorne-Devin recommends seeking out a buddy in the first 30 days to support you through this change. She also recommends joining a support group, such as Debtors Anonymous, if appropriate.

Another way to garner support is to form or join a Mastermind Group. Ten years ago, Englander was transitioning from working in a social services agency to private practice. She joined a Mastermind Group, like-minded individuals who come together with specific goals they want to achieve. Her first year in practice, she wanted to match the income she had been making at the agency, and she did. “I set my intention for the following year to double that,” she says. At each meeting, the members would gather support for their goals, report results and determine what action they would take before the next meeting, providing accountability.

She doubled her income that year and set a goal to do it again the third year. “Literally, in three years, I had quadrupled my income,” she says.

Whether you join a group or prefer individual help, having someone alongside you as you reach for your financial goals can help you stay on track.

Create Your Future

According to both Thorne-Devin and Englander, people report feeling many emotions during the first 30 days of having more money. Often, initial feelings of regret over not making the choice sooner give way to euphoria as they see the possibilities life offers. This may be followed by letdown as reality sets in—there is no quick fix. “It’s important that people take ownership for their past, present and future financial situation,” says Thorne-Devin.

Jackie’s advice: “Looking back at my first 30 days into this change, I felt overwhelmed. You have to realize it’s not going to happen overnight. Sticking with it is the hardest part, but the payoff is so huge!”

Posted: 10/3/07

Hi Lynn, the MasterMind Group is a concept Jack Canfield refers to in his book "The Success Principles", it is something you have to set up yourself and work to continue gaining from it's success. It is an alliance between you and up to six other people who mentor each other on a weekly basis. I hope this helps.


How does one find a MasterMind group?


  • By eureka
  • on 9/15/09 10:46 PM EST

Asking for help and taking action scare the bejesus out of me!


I have a pervasive negative opinion about my ability to handle or make money. My Mother has projected this onto me ("You were always bad at money" etc etc...)and I internalized it. I realized this fact only this week at the Fl Conference for Women. This one piece of me is split off so it continually pulls me off center, splits my focus so that I lose concentration and do make mistakes: forget to enter a check in my ledger for example. I need to shake off her projection and start to replace this with a positive view of myself.


I appreciate your article. Here's a conundrum. I've been doing lots of reading and studying (including books like THE SECRET). I myself say my mantras and affirmations faithfully. However, my spouse really doesn't seem to believe in this.
We have always paid our bills and not carried a lot of debt. Our credit scores are impeccable. One kid out and one kid in college.
Add to this, that now I have to live with a chronic condition which keeps me from working full-time. I am affirming that I will work at a part-time job that pays as well as full-time (and I am partially there!). What else can I do to increase our money and abundance? I would like to see more money. Any suggestions? Thanks in OHIO.

  • By Shawn57
  • on 4/25/09 9:24 AM EST

I have always had a problem with elite-ism (sp?) too. And in some ways I think it is okay to have a problem with elite-ism. Elite-ism is wrong and contributes to lots of problems in society: waste, envy, etc. Same with its twin brother, conspicuous consumption.

For me it was working at McDonald's through all of college, and young people would come in after rock shows, all glammed up and punked out, and I would just think - "how did you pay for your tickets and those clothes?" I'm guessing mom and dad.

Then, when I went to law school and had to borrow every dime, lived in a dump, sold my car, etc., I could hardly stand the students who acted so entitled and had never paid for a thing on their own in their entire lives. Many of them got jobs at dad's or uncle's (or, very occassionally, mom's) law firm as a matter of course, unrelated to their success in school or other need to compete in society.

The irony is that so many of them were conservatives and thought poor people were just lazy and needed to pull themselves up by their own bootstraps. After working at McDonald's for over 5 years with very poor, very hardworking people, I know that isn't reality.

But still. I wouldn't change it for the world. I feel like I know what is valuable in this world. I have no need for an expensive automobile or a fancy home and yard. A big investment account, invisible to the outside world, is much more important to me than jewelery, clothes, cars, etc. And I'm happy to see my kids seem to be growing up with the same attitude.

I have met lots of nice rich people and count a few of them among my dear friends. But those who have been moneyed since birth still seem pretty out of touch with the world to me.

  • By manitou
  • on 5/29/08 11:51 AM EST

When I was a junior in high school Mom told me I had to get an after-school job so I told my track coach. I don't recall what he said, I do recall crying??,but I went home and told Mom that I couldn't quit the team. After the season, I caddied at an ethnically stereotypical golf club--$10 for a dbl. 18. There was NOTHING I could buy that was worth putting up with their s*#*, but the caddy-master had Mom's phone #. Money was a nescessary evil. I resented it and anyone who had it was, somehow, corrupt (like the members at the club). I imagined that I was "better" than them, but felt that I was much "less than" them. When I've had enough money I've spent/given it, almost defiantly. How can I begin to revise these attitudes?

  • By oldgold
  • on 5/22/08 10:37 AM EST

I must agree with the opening statement. I have 2 step daughters,and they are 17 & 18 yrs.old. Their biological Mother has raised them to believe that having a man in their lives, even early on, is the most important thing in life. As well, as always having money. No matter how they get it. I worry that they will never know what it is like being completely independent.


Like the real life people

as examples.