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Saving without knowing it


I've found the easiest way to have more money is by saving it in an account that I "forget" about. My mom always told me to do this but I didn't believe her!
I have some cash automatically deducted from my account and it goes to a separate bank from my regular checking account. Every couple of months I remember that I have it and I'm thrilled by how much I saved without even knowing I did it.

Shared by LMAYO9 on 2/22/08

This is a brilliant idea I use it myself, in some countries there high interest online only accounts available with no fees that accept direct deposits from your wages.


The part about the separate checking account is the best idea : )

Right now I have a little bit of money taken out of my checking and put into my savings, but because it's at the same bank I frequently find myself dipping into the savings like I've found money ... bad strategy.

I've also read it's a good idea to have two checking accounts because you can take advantage of special offers at both banks.

Thanks for sharing that!