Reducing Debt
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Reduce Debt, Increase Your Worth
Eric Fanelli*, a Manhattan therapist and artist, knows all about debt and the limitations it imposes emotionally and financially. He found himself with $50,000 in credit-card debt—not once, but twice. “Both times, I had a drop in income and used my credit cards to pay for necessities,” he says. Seeing a pattern he didn’t wish to repeat, Fanelli had to come to terms with how he got into trouble with money, find a way to reduce his debt and ensure that it didn’t happen again.
If you’re in trouble with credit cards, student loans or other debt...
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Taking the First Step
You’ve taken an important step in choosing to reduce your debt. Just making that choice puts you on a different path—one of power and freedom.
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I keep a small monthly calendar in my purse. Most of my bills...
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