Tips
Taking the First Step
You’ve taken an important step in choosing to reduce your debt. Just making that choice puts you on a different path—one of power and freedom. Imagine how wonderful it will be to see “zero balance” on your bills, and to hold your head up high, feel deserving and not afraid to answer the phone.
During the next 30 days, you will:
- Determine where you stand in regard to exactly what you owe.
- Organize your finances.
- Address the emotions you have associated with debt and spending.
- Set up a debt-repayment plan.
DID YOU KNOW? The average debt per U.S. household is $9,882, according to Cardtrak.com.
You don’t have to share that number. By taking control of your finances one step at a time, you’ll have more freedom than you ever imagined. Congratulations on deciding to reduce your debt.
Posted: 2/11/12
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i recently went through a rough time and now I only work one day at week and though i am trying to find another job and have been for a while I still get the calls though I pay at least $20 a month on every bill. I make $100 a month and even with living with my parents I still don't make enough to cover everything. SOmeone told me if I took myself off the insurance plan I would make more money and could pay everything. BUt if I do its another year before I am eligible again. Is taht a good idea. I mean I get my meds for $20 a month even without insurance and only see my doc every 6 months but is that a good idea.