HELLOO Lower interest rate!
I'm so happy I had to share. I decided to call my credit card company to ask for a lower interest rate, since I'd been pretty diligent in paying my bill on-time for the past few months and finally got one card down to a zero balance. They gave me 3.5% interest on new purchases for the next six months! SAY WHAT? In this economy?! I was thrilled. Even if you can't pay off your bill, just making the payments on time can do so much to gain favor with your creditors.
Shared by Cwolf112 on 11/20/08