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Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

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Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

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Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

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Celebrating—I paid off a credit card!


WOOT WOOT! I just paid off one credit card that has had a balance on it for, oh, I don't know, as long as I've had it!!!  YAY!! I did it by putting as much cash as possible towards it every month (the stimulus check helped a lot). It took about a year and a half but it's done! I'm trying to resist the urge to go out to dinner and rack up more debt, but I'm so excited!!! And yeah, i have a *little* more debt on another credit card, but once that is paid off i am free and clear and not under the thumb of Visa or Discover anymore! YAY FREEDOM!!!

Shared by LMAYO9 on 8/15/08

congrats! I am in debt to 3 credit cards, plus a few "little ones" that I want to pay off. Hearing that real people can do this makes me feel hopeful. I lost my job in June so money is so tight but I'm trying! Thanks for sharing!!