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Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

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Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

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Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

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Got a Question?

Q&A

If you have questions about this change, you're in the right place. Our editors, experts, and community of change optimists have answers!

cactusgirl08
Answer:Every community has a place you can go to for energy assistance. It is called 'EAP'. Our 'EAP' is located at a Salvation Army office. Also alot...
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lindad14
Answer:I think the real key is for people to become educated about the credit card companies and how they operate. They want us to be in debt - the more money...
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carefree
Answer:I found this to work it doesn't come from internet budget tools. I tried things of such matter.and I don't know if you are religous or not but here...
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tabby1699
Answer:The recommendation is that no more then 1/3 of your montly income should be either your rent or your morgage payment.
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VictoriaB
Answer:Those are all good choices. Paying off debt is always recommended. Of course your home is also an important investment, so needed repairs can be important...
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