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Industry Flare-Up

Industry Flare-Up

Benjamin Franklin once said that "in this world nothing can be said to be certain, except death and taxes." Well, if Franklin lived in Southern California, he could have added wildfires to that list. The natural disaster comes just as surely as The Academy Awards every year, and as the population grows so do the damages.

Insurance companies have been feeling the burn, so to speak, and are making it increasingly difficult for homeowners to be insured. While companies like Farmer's have raised their rates as much as 6.9%, industry giant Allstate has stopped selling new policies altogether.

The recent crunch is even hitting people who work in the insurance industry. Derek Ross is an independent insurance contractor. "I'm unable to get insurance from the majority of insurers I represent," Ross, who lives in a hilly Los Angeles suburb, told the Wall Street Journal.

While in some instances insurers have dropped customers outright, many are asking the homeowners to take greater steps to fully protect their homes, such as clearing the brush within a 1,500-foot radius around the home and installing fire-resistant roofing. Whether you take those steps for insurance purposes or not, you'll be rewarded for your preparedness when and if fire does come your way. If you want to make sure you're doing all you can to prepare your home for wildfire season, check out online resources like Firewise.org, a multi-organizational effort to help communities take responsibility for fire preparedness.

Tell us what steps you've taken to spare your home from fire, or any other natural disaster. Have you found insurance difficult to obtain?

Posted: 8/15/08
Lisa_P

Thankfully, I was able to utilize quick money loans when a natural disaster struck my hometown. At the present time, California wildfires have scorched thousands of acres and destroyed hundreds of homes. I only hope a huge rainstorm emerges to put a halt on the fire, and that the people who were affected by it realize that they too have access to quick money loans. Unlike the fire victims in California, I was fortunate enough not to lose my home during the flood back in the winter of 2007. Yet, I was forced to evacuate my home on pretty short notice. Not only was I unable to dwell in the comfort of my home, but also they had closed down the freeway making it impossible to get to work. I need to manage my responsibilities and properties first. And it really cost a lot. I was spending money and not making money. I know how hard it can be when natural disasters strike. The worst part of it all was that I didn’t have flood insurance at the time and I had to pay all of the damages done to my home and belongings. In addition to that, I had to worry about food and the hotel bill. Gratefully, quick money loans helped me through the flood. Nowadays, I have emergency preparations in case anything like this happens again. I don’t want this to happen again, but I know it’s impossible because I cannot stop Mother Nature. However, I feel good knowing that in case I need a little financial help to cover any unexpected expense, quick money loans will always be there to help. Click here to learn more about Quick Money Loans.

  • By Lisa_P
  • on 11/22/08 5:04 AM EST
Lisa_P

Thankfully, I was able to utilize quick money loans when a natural disaster struck my hometown. At the present time, California wildfires have scorched thousands of acres and destroyed hundreds of homes. I only hope a huge rainstorm emerges to put a halt on the fire, and that the people who were affected by it realize that they too have access to quick money loans. Unlike the fire victims in California, I was fortunate enough not to lose my home during the flood back in the winter of 2007. Yet, I was forced to evacuate my home on pretty short notice. Not only was I unable to dwell in the comfort of my home, but also they had closed down the freeway making it impossible to get to work. I need to manage my responsibilities and properties first. And it really cost a lot. I was spending money and not making money. I know how hard it can be when natural disasters strike. The worst part of it all was that I didn’t have flood insurance at the time and I had to pay all of the damages done to my home and belongings. In addition to that, I had to worry about food and the hotel bill. Gratefully, quick money loans helped me through the flood. Nowadays, I have emergency preparations in case anything like this happens again. I don’t want this to happen again, but I know it’s impossible because I cannot stop Mother Nature. However, I feel good knowing that in case I need a little financial help to cover any unexpected expense, quick money loans will always be there to help. Click here to learn more about Quick Money Loans.

  • By Lisa_P
  • on 11/22/08 5:04 AM EST