"Ever since I subscribed to your site the daily reminders are the only thing I read apart from email and the NY Times headlines and weather. I am hugely critical of most self-help information, but this is not what your site is. I save 1 in 2 of these and have kept a library folder. They are intelligent, concise, relevant and are pitched at exactly the right level." -Martin Chalk, CEO, Balance Water
Read More Testimonials»

Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

Shared by First30Days View Profile»
Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

Shared by First30Days View Profile»
Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

Shared by First30Days View Profile»

Meet all of our Finances Experts»

Got A Tip?


Lets make a deal!


One of the bright spots of the financial crisis is that many credit card companies are willing to negotiate with customers who want to get their cards paid off. If you're ready to cut up your cards, get your haggling hat on. Companies are worried that they won't be getting any sort of payment, so you might be surprised by the money you can save right now.

Shared by alegria on 1/5/09

Would not paying per the credit card contract hurt your credit rating? dkr4jesus