Doing more with less
One way to reduce your debt (or keep more of the money you have) is to look at all the little ways you can spend less.
Can you bear the coffee brewed at the office or do you need to spend money on a cup?
Can you hand wash certain items or dry clean less?
Can you wash and vacuumn your car yourself?
Do you need to drive to the store or can you walk or take your bike?
Each one of these things is a way to save just a little bit, but that little bit can add up over time.