"I shared your book and web site with several of my book clubs, blog groups and friends; I think it is great to share. I hope your book becomes very successful!" -Susana
Read More Testimonials»

On the Finances Blog

Bankruptcy: The Power of the Clean Slate

It doesn’t take many clicks online to find writing and advice on how to shape up your finances, even First30Days has a great financial advice section found here. There are...

Read More About Bankruptcy: The Power of the Clean Slate»

Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

Shared by First30Days View Profile»
Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

Shared by First30Days View Profile»
Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

Shared by First30Days View Profile»

Meet all of our Finances Experts»


The latest news on this change — carefully culled from the world wide web by our change agents. They do the surfing, so you don't have to!

Stop, Thief!

Imitation is the sincerest form of flattery— so they say. It’s nice for someone to want to be like you, but what happens when someone actually wants to be you and in the process, ruins your credit?

Unfortunately, identity theft is a very real problem, and there is no way to prevent it entirely. For instance, a fraud alert will let you know when credit cards are opened in your name, but won’t help you if someone discovers a way to use your existing accounts. The best things to do the simplest ones, like monitoring your accounts regularly, keeping your computer’s security systems up to date and only using secure sites where your information is encrypted. Stop getting paper statements (also a bonus for the environment ) that can be pulled from the trash—and be sure to shred any credit card offers or bank statements that contain personal information.

By reducing your risk, you can avoid carrying around debt that you never saw coming! [Wall Street Journal]

Posted: 4/2/08