Dreams Can Come True

You've already proven you have the drive to make more money, but in addition to ambition, handling finances successfully requires a positive mindset. According to our Having More Money Financial Experts, you need a sense of motion. Only then can you establish a detailed plan to get to the end of road.

Ask yourself: “What do I really want?” Take your time and write down whatever comes to mind—i.e., material possessions, life experiences, financial security. What would you like to do in the next five, ten or twenty years? Do you imagine yourself traveling the world, paying your kids’ college tuitions in full or retiring in Florida, debt-free? Once you've covered the big ground, look at the coming year. Will you be staying with your current employer? Are there any big purchases to prepare for?

Life is short, so dream big. This step is about getting a real understanding about how you see yourself and your future financial needs. Don't let fear limit your scope.