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Bankruptcy: The Power of the Clean Slate

It doesn’t take many clicks online to find writing and advice on how to shape up your finances, even First30Days has a great financial advice section found here. There are...

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Our Frugal Living Experts

Joanne Heim

Joanne Heim

Author of Living Simply: Choosing Less in a World of More

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Gary Foreman

Gary Foreman

Editor and publisher of The Dollar Stretcher Newsletter

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Melissa Tosetti

Melissa Tosetti

Editor and publisher of Budget Savvy magazine

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Ouch. My Belt's Too Tight!

We're not going to rehash the bad news of the last few months. Times are tight, belts are tighter. You've been hoping for the best, but forgot to prepare for the worst. In lieu of trying to do a complete 360 and live like paupers (which is really about as effective as crash dieting) how about working to be live frugally in small ways? Each day, you're faced with choices, and each choice adds up.

Find ways to save money where you can. Try carpooling or riding your bike to work. Both decrease your gas bill, and your carbon footprint!  Look for ways to reduce your debt too. Cut entertainment spending and skip the fast-food a couple times a week in favor of a healthy home cooked meal and some board games with friends and family. Just because you aren't going out doesn't mean you can't have fun!

Being frugal doesn't mean being cheap or doing without, it just means making do within your means. What ways have you adapted your lifestyle? Has it been easy or hard?

Posted: 5/16/08