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Too Cool For School

Too Cool For School

So you’re starting college in the fall, and you need money to pay for it. If your school doesn’t offer you any form of financial aid, then you’re pretty much guaranteed a loan from a bank right? Wrong.

In a recent article from the New York Times it was discovered that some of the nation’s biggest banks would be withholding loans from students that attend a community college or a less-selective 4-year school! We’re dumbfounded because we know how expensive college is, and being granted a loan can take a load off your first year.

Banks like Citibank, JP Morgan Chase, PNC and SunTrust are dropping these types of institutions because they believe that students who attend elite, expensive, public and private four-year universities are expected to earn more money post-graduation (and pay the loan back promptly). This is a misjudged generalization that has affected those who decide to attend community colleges or “less-selective” 4-year schools!

However, many financial aid officers at the schools that were dropped by banks have sought out other lenders that will be happy enough to help students out. If you are in need of a loan and your school has been dropped, Sallie Mae, Nelnet and Wells Fargo remain wide open.

How are you paying for school? [New York Times]

Posted: 6/11/08