Doing more with less
One way to reduce your debt (or keep more of the money you have) is to look at all the little ways you can spend less.
Can you bear the coffee brewed at the office or do you need to spend money on a cup?
Can you hand wash certain items or dry clean less?
Can you wash and vacuumn your car yourself?
Do you need to drive to the store or can you walk or take your bike?
Each one of these things is a way to save just a little bit, but that little bit can add up over time.






Comments
I already do all the things on the list, but yes , Luchis08...being comfortable being you on a budget is important. That is the hardest part for me....my 'peers' spend so much more than I do & want me to go to dinners & lunches & shopping with them. It is hard to always refuse them. I don't want them to think I don't want to be with them. The worst thing about living in suburban America trying to save some cash is the at home party. Southern LIving, Pampered Chef, Lia Sophia...being invited to 4 parties a month at which spending money is expected. Buying little tokens just to show some support has been embarrassing & almost humiliating at times. I stand behind my behavior, I just have to find a way to feel good about it.
Its amazing how SUDDENLY everyone wants to do more with less. For years conservations groups of all kinds have been 'preaching' about doing more with less. Now because it hits everyone's pockets now everybody is on the bandwagon of doing more with less. I have lived this lifestyle pretty much all my life. My father wasn't a grand stand kind of man. So my childhood was doing more with less; although we never felt like it. And it carried over into my adult life. Where a large number of people in my age range 35+ still hinge their being on being in the in-crowd so to speak ; me I am ok just being me; but on a budget:)