Expert Network

Dave Ramsey

Dave-ramsey
Host of "The Dave Ramsey Show" on Fox Business Channel and author of The Total Money Makeover

Scott Bilker

Scott-bilker
Author and creator of DebtSmart.com

Liz Pulliam Weston

Liz-pulliam-weston
MSN Money columnist and author
Everyday Change

Caution: Now Leaving the Comfort Zone

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Wake, eat, work, sleep, repeat. If this sounds too familiar, it's time to change up your routines. Your mind could use the stimulation!
"I believe that I am a person who's optimistic about change. Thanks for reminding me from your broadcast with Gayle King... I needed that."-Michelle
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Tips

Bite-sized pearls of wisdom from our editors, experts, and community. Hint: If this is your first visit, make sure you start by reading our First30Tips.

Getting rates down

bstarr

Every so often it's worth calling all the credit card companies and asking them if they can reduce the finance charge rate. If you're paying the minimum on time and have otherwise been a good customer there's no reason why they wouldn't want to accommodate you this way. 

Shared by bstarr on 4/8/08
ojaigirl1

I did not know this fact. It is
very helpful to know that it
is an option. Thank You,
cblake-mcgee

04-21-08

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