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Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

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Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

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Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

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The "B" Word

pagecd

The best thing that I have learned how to do is to set up a budget...yes, it's very hard to start, but it's so necessary.  Instead of my money telling me where to go, I now tell my money where to go.  Another plug for Dave Ramsey...I use his online budgeting tools at <a>Link</a>.  It's about $10 a month, but it's so worth the cost. 

Shared by pagecd on 2/27/08
VictoriaB

Just about every book I've read advocates the same thing. Before you can get a handle on reducing your debt you need an understanding of where you money goes each day, each week, each month.

When you stop to lay it all out and make a budget for yourself it's much easier to stay the course.

Thanks for sharing that!