The "B" Word
The best thing that I have learned how to do is to set up a budget...yes, it's very hard to start, but it's so necessary. Instead of my money telling me where to go, I now tell my money where to go. Another plug for Dave Ramsey...I use his online budgeting tools at <a>Link</a>. It's about $10 a month, but it's so worth the cost.