"What a brilliant idea! I love your website and look forward to changing and growing in many positive and healthy ways." -Amy
Read More Testimonials»

Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

Shared by First30Days View Profile»
Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

Shared by First30Days View Profile»
Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

Shared by First30Days View Profile»

Meet all of our Finances Experts»

Got A Tip?

Tips

Getting rates down

bstarr

Every so often it's worth calling all the credit card companies and asking them if they can reduce the finance charge rate. If you're paying the minimum on time and have otherwise been a good customer there's no reason why they wouldn't want to accommodate you this way. 

Shared by bstarr on 4/8/08
ojaigirl1

I did not know this fact. It is
very helpful to know that it
is an option. Thank You,
cblake-mcgee

04-21-08