"The day was life changing for me. Ariane was one of the best and most moving speakers I saw at the conference and by 10am Ariane's book, "The First 30 Days: Your Guide to Any Change" was already sold out." -Chrissiana
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Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

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Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

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Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

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Got a Question?


If you have questions about this change, you're in the right place. Our editors, experts, and community of change optimists have answers!


Question:why can't we stop the credit card companies?

they seem to prey on people ... shoving credit card offers in front of them.

Asked by Changeling on 4/30/08 1 Answer»


I think the real key is for people to become educated about the credit card companies and how they operate. They want us to be in debt - the more money we owe, the better it is for them. But many of the companies will work with you if you get into a bind (lowering interest rates, setting up a more reasonable pay schedule, etc). Consumers need to know their rights and also be wise enough not to fall for those "too good to be true" offers.

Answered by: lindad14 on 9/16/08
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