Expert Network

Stephen Gandel

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The Money magazine senior writer on why using your 401(k) is a smart investment.

Lauren Young

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Lauren Young is a department editor at BusinessWeek, covering all aspects of personal finance. Before BusinessWeek in 2003, Young had a similar beat as a senior writer at SmartMoney. She also covered mutual funds and capital markets for Dow Jones News for three years and was a frequent contributor to The Wall Street Journal.

Jason Kelly

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The author of The Neatest Little Guide to Stock Market Investing tells us why investing is important, and how to decide what's right for you.
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Everyday Change

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No, it's not a new religion. But you may just become newly passionate about getting to and from work with this simple change.
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Bite-sized pearls of wisdom from our editors, experts, and community. Hint: If this is your first visit, make sure you start by reading our First30Tips.

Let the Savings Begin

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Congratulations on taking the first steps to ensure you enjoy your retirement. The money you save now will grow into so much more for your future, which will be a big relief for you when you are ready to leave the working world behind.

Over the course of the first 30 days, you will:

  • Set your retirement goals.
  • Come up with a realistic savings plan and start saving.
  • Understand 401(k), IRA and other retirement plans.
  • Prepare yourself for future savings.


By the time you retire, if you follow the plan you set, you’ll have the freedom and the funds to do what you want when you get older—whether it’s taking a long vacation, playing golf every day or experimenting with different classes. It might seem like a challenge, but you can slowly begin to amass a retirement fund that will help you enjoy your golden years.

DID YOU KNOW?
According to The Wall Street Journal, the average person can expect to spend about 20 years in retirement. This is your chance to start making the best of those years, before they even begin.

Posted: 9/6/08
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