Expert Network

Matthew Tuttle

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Certified financial planner and author

Jonathan Pond

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Author of The Boomer's Guide to a Great Retirement

Terry Savage

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Personal finance columnist for the Chicago Sun Times and best-selling author
Everyday Change

Take Five

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Want to be happier? Recapture the same good feelings you had on your last getaway by taking a "five-minute" vacation. Letting yourself relax in some small way on a regular basis will ensure you're productive and happy.
"You are already a success by your commitment to making lives better." -Daryl
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401(k)s Get the Boost

401(k)s Get the Boost

Since retirement is becoming the responsibility of the employee these days, it makes perfect sense to check out any of the retirement benefits offered by your company – especially if you’re looking to change jobs. Many employers may not be able to meet all of your salary needs with the unsteady economy, but if they have a solid retirement plan, it may be worth the look.
 
For instance, many companies have decided to up the amount they match within their plans. Some are going from 3% to as high as 10%, depending on the sector you work in. Other changes include automatic enrollment and more investment options to choose from, as well as a better offering of investment advice. The advice is key within these changes because studies show that it helps with retention and loyalty.
 
According to experts, if a company doesn’t have a very competitive 401(k) plan in place, it will be at a disadvantage to compete for talent. How important is a company’s 401(k) to you? Have you passed up an opportunity because the retirement benefits just weren't enough? [USA Today]
 
 

Posted: 8/11/08
first30days.com