This is a great idea if a particular sector is facing hard times BUT if the entire market is on the slide then diversification will not help - have a look at Warren Buffett he has said it a number of times if you see a really cheap high quality stock buy everything

I suppose the amount of honesty a person can show depends on their circunstances - if I was really poor I would not have handed the money in $140,000 in the hand in return for $2,000.

Great bit of advice LADIES if you find a guy interesting and know he is single and interested ask him out - I am a male who was asked out by a chick in all honesty I nearly fell off my chair but she was one very decent person the only reason we are not together now is that she wanted to travel the world - right person wrong time.

This is a brilliant idea I use it myself, in some countries there high interest online only accounts available with no fees that accept direct deposits from your wages.