It's never too late. When you lose a loved one, you get a flood of sympathy cards and phone calls, and then people move on with their own lives, and...
I agree with everybody here... stay away from: marriage, familial struggles, POLITICS (even thouhgh it may be hard considering we just elected a new...
Some stocks, tax-exempt funds, cash savings, money markets. If you really want to pull your money, invest in a large safe, a good home security system...