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When Your Paycheck is Never Enough

When Your Paycheck is Never Enough

I was having a conversation with a friend the other day who makes twice what I make. In the course of our conversation he says to me that he's stressed out financially. I ask him why and he tells me that he feels broke all the time. He just can't seem to get ahead.

Working in banking, I hear the same excuses a lot. The most common, and the one my friend tried the other night, was that I "just don't understand his situation." Yeah, ok. I make $30,000 less than he does, but I just don't understand what it's like to never feel like I can get ahead.

All snarkiness aside, the reality is that my friend needs to stop thinking of his paycheck as never being enough and adjust his expectations. So, here's what I told him.

1. Stop Living Beyond Your Means.

We hear this a lot in personal finance, but it's true. You can't make $60,000 a year and live like you make $100,000. My friend has two cars and a 5-bedroom house...and he's single. There's no need for all of that. Pick one car and sell the other, then sell the house and buy a smaller one. Sheesh, no wonder he doesn't feel like he can get ahead.

2. Stop Keeping Up With the Joneses.
We've all done this to some degree, some more than others. But, we compare ourselves to other people. Stop it! Even if you get to the top of that mountain, there will be others that are taller. When your expectations are not in line with where YOU are, then you'll be disappointed and overextend yourself trying to make up for it.

For more ideas on how to stop thinking your paycheck is just never enough, visit MoneyNing.com. I shared it with my friend and he’s got some major soul searching to do.

Anybody else find themselves in this situation? Tell us what you're doing! - Kristy Young

Posted: 1/7/09
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luisroot2334

MOORE LOANS SAVE ME WHEN THERE WAS NO HOPE {mooreloancompany@yahoo.com}

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chesterbr12

Welcome To Chester Brain Loan Service….(Brianloancompany@yahoo.com)

Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: {Brianloancompany@yahoo.com } OR text (803) 373-2162

Thanks for your cooperation
Chester Brain..

chesterbr12

Welcome To Chester Brain Loan Service….(Brianloancompany@yahoo.com)

Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: {Brianloancompany@yahoo.com } OR text (803) 373-2162

Thanks for your cooperation
Chester Brain..

chesterbr12

Welcome To Chester Brain Loan Service….(Brianloancompany@yahoo.com)

Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: {Brianloancompany@yahoo.com } OR text (803) 373-2162

Thanks for your cooperation
Chester Brain..