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Joanne Heim

Author of Living Simply: Choosing Less in a World of More

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Gary Foreman

Editor and publisher of The Dollar Stretcher Newsletter

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Melissa Tosetti

Editor and publisher of Budget Savvy magazine

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Tips

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Knotcampin

When I write a check...I always round the number up and subtract that amount. For example: If the amount I owe is $23.66 ... I will record that check # for $25.00. This way, I always have a little extra in my account and am less likely to create an overdraft situation. Plus, one year, the extra money in my checking account was enough to pay for 3 Christmas gifts!

Shared by Knotcampin on 7/21/09
forthejoy

What a great idea. Thanks!