"I LOVE First 30 Days!" -Jenni
Read More Testimonials»

On the Finances Blog

Bankruptcy: The Power of the Clean Slate

It doesn’t take many clicks online to find writing and advice on how to shape up your finances, even First30Days has a great financial advice section found here. There are...

Read More About Bankruptcy: The Power of the Clean Slate»

Our Frugal Living Experts

Joanne Heim

Joanne Heim

Author of Living Simply: Choosing Less in a World of More

Shared by First30Days View Profile»
Gary Foreman

Gary Foreman

Editor and publisher of The Dollar Stretcher Newsletter

Shared by First30Days View Profile»
Melissa Tosetti

Melissa Tosetti

Editor and publisher of Budget Savvy magazine

Shared by First30Days View Profile»

Meet all of our Finances Experts»

Got A Tip?

Tips

It's Time to Get Frugal!

Icon_tip_1

Welcome to the first 30 days of frugal living! Although you probably expect the next month to be filled with major cutbacks, you’re actually about to experience one of the most fulfilling and rewarding times of your life. By taking control of your spending habits, you are claiming ownership of where your hard-earned money goes and paying yourself back with simple pleasures.

As you begin to spend your money on things that really matter to you and quit shelling out cash for things that don’t, you’ll find your life will become a whole lot simpler. We will provide you with the success stories you need, the money-saving tips you’ll tape to your refrigerator door and the encouragement you deserve every step of the way.

DID YOU KNOW? According to the Market Science Institute, grocers depend on 60% of your purchases to be impulse buys. That’s 60% of your grocery bill spent on things you never intended to put in your cart! Think how much money you could save by simply determining ahead of time what to buy and not falling for fancy gimmicks.

BONUS TIP: Buy store-brand food. It’s usually just as good and way cheaper.

Posted: 9/25/17
«Previous Tip
TheresaL

SCAMMERS DRAINED AND RUINED ME FINANCIALLY AND LEFT ME HOMELESS BUT THANKS TO UP START LOAN (upstartloan@yahoo.com).

Greetings to everyone, Life they say is full of deceit. No torture and pain can be compare to what i Theresa L. Bernard experience in the hands of scammers, The most annoying part of it is that someone always post of receiving a loan from them which is nothing but lies and strategy to deceive and extort hard earn money from people. I was victimize several times because of that, After reading a post about them i end up trusting them without verifying, I lost more than $12,500 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life was a piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already about leaving the bank with a broken heart a staff in the bank approach me and say that there is a financial institution called UP START LOAN that say yes even when banks and other financial institution says no. She advised me to give it a try to be honest i was so skeptical leaving the bank without saying a word to her. It was a month later when my eldest son was hospitalized looking up and down nothing to pay for his hospital bill devastated and confused and then i remember what the bank staff told me and i quickly went to the bank to plead with her and inquire on how to contact UP START LOAN and she gave me the details which are Email: ( upstartloan@yahoo.com ) OR call/ text customer service through +1(574) 301-1639 . After following due procedures and comply to their policy in less than 24 hours my credit of $25,000 got approved and transfer to me. I later apply for a home and startup business loan of $350,000 which i receive and i obtain a home at 2076 Simon St, Philadelphia, PA 19124. UP START LOAN is the best. ( upstartloan@yahoo.com or text/call customer service +1(574) 301-1639. Indeed they say yes when your bank and other financial institution says no.
...

chesterbr12

Welcome To Chester Brain Loan Service….(Brianloancompany@yahoo.com)

Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: {Brianloancompany@yahoo.com } OR text (803) 373-2162

Thanks for your cooperation
Chester Brain..

twiladennis

I am in my early 40s and have never had a happy relationships or marriages because of the terrible mistake I made in my youthful age (15 years ago), though I have been married for 3times now. This story is ugly but I must share it to clear my conscience and pave the way for a new beginning in life. I broke two homes; their marriage did not mean anything to me as much as I gets what I want. It was fun until I got married, then karma started. My first husband was a cheating machine with both women and men, the second was nothing to write home about. I visited a therapist immediately the second left, to make sure I do not have broken home again, but the third which I have married for a year and two months took in another girl and demanded I leave his house. I did not see that one coming. To cut it shot; dr. wakina via (dr.wakinalovetemple@gmail.com) showed me mercy by rewriting history with a special love spell. Asked me to first go and plead for forgiveness from the homes I broke before the spell can take effect, it was not an easy task, in fact it was a suicide mission but was success. The spell took effect immediately I forgave myself, something strange began to happen, I saw shadows running off my body that morning, my husband who despised me so much did not only call but came to pick me from work to a romantic dinner. Over a year now, my husband has remained a loving and romantic man. I learnt my lesson. Thank you doctor wakina.

chadjeff120

I gave Dr. Alli a call regarding sudden change of my wife and he made it clear to me that my wife will love me till the end of the world,that she will never leave my sight. Now me and my wife is back together again and has started doing pleasant things she hasn’t done before, he makes me happy and do what she is suppose to do as a woman without nagging. Email him for any kind of help you may need Email: allispellhelp1@gmail.com Or Phone number:+2348100772528,.,

chadjeff120

I gave Dr. Alli a call regarding sudden change of my wife and he made it clear to me that my wife will love me till the end of the world,that she will never leave my sight. Now me and my wife is back together again and has started doing pleasant things she hasn’t done before, he makes me happy and do what she is suppose to do as a woman without nagging. Email him for any kind of help you may need Email: allispellhelp1@gmail.com Or Phone number:+2348100772528