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Bankruptcy: The Power of the Clean Slate

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Our Frugal Living Experts

Joanne Heim

Joanne Heim

Author of Living Simply: Choosing Less in a World of More

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Gary Foreman

Gary Foreman

Editor and publisher of The Dollar Stretcher Newsletter

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Melissa Tosetti

Melissa Tosetti

Editor and publisher of Budget Savvy magazine

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Tips

It's Time to Get Frugal!

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Welcome to the first 30 days of frugal living! Although you probably expect the next month to be filled with major cutbacks, you’re actually about to experience one of the most fulfilling and rewarding times of your life. By taking control of your spending habits, you are claiming ownership of where your hard-earned money goes and paying yourself back with simple pleasures.

As you begin to spend your money on things that really matter to you and quit shelling out cash for things that don’t, you’ll find your life will become a whole lot simpler. We will provide you with the success stories you need, the money-saving tips you’ll tape to your refrigerator door and the encouragement you deserve every step of the way.

DID YOU KNOW? According to the Market Science Institute, grocers depend on 60% of your purchases to be impulse buys. That’s 60% of your grocery bill spent on things you never intended to put in your cart! Think how much money you could save by simply determining ahead of time what to buy and not falling for fancy gimmicks.

BONUS TIP: Buy store-brand food. It’s usually just as good and way cheaper.

Posted: 9/30/16
«Previous Tip
nicdave111

Sometime late September last year, I needed help for a bring back love spell after reading great reviews on Dr. Wakina and his love spell. I had a situation which I desperately needed a supernatural help on, every physical efforts made to rescue my husband has always failed. My husband stopped loving and caring for me and our children after 7 years of happy home. He did so much wrong to me, I encountered so many domestic violence from him, he turned into a professional liar, and the worst of all, and he started using drugs and alcohol. I couldn’t bear his torture anymore when he wanted a divorce. I couldn’t afford to lose my husband to a strange spirit, I knew him to be a loving man before we got married, but I didn’t know what came over him.
Doctor Wakina love spell was so great and powerful, my estranged husband’s attitude and urge for evil changed just after 8 days of the completion of the love spell. The reasons why I can recommend Dr. Wakina to anyone are, his love spell is real and it works, Doctor wakina don’t cast love spell that is against anyone’s wish and his love spell lasts for eternity. I have been observing my husband’s behavior for more than 9 months, he is still the same, he has never stopped loving me again, the love keep growing each day and we keep prospering with the blessings that follows Doctor Wakina’s love spell. That’s the reason why I can recommend him to anyone event to my worst enemy… to email him via dr.wakinalovetemple@gmail.com

lovermacoo

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laura obe
FROM USA

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gloryfred

GOD BLESS THE DAY I CAN BE-LIVE THIS WHAT DR OGUMEN HAVE DO FOR MY LIFE

Hello my name is GLORY FRED from USA, My life is back!!! After 8 years of marriage, my husband left me and left me with our three kids. I felt like my life was about to end, and was falling apart. I contacted you and after I explained you my problem. In just 3 days, my husband came back to us and show me and my kids much love and apologize for all the pain he have bring to the family. We solaed our issues, and we are even happier than before you are the best spell caster Dr OGUMEN i really appreciate the love spell you castes for me to get the man back to my life i will keep sharing more testimonies to people about your good work Thank you once again at (ogumensolutioncenter@yahoo.com ). in case you are in any problem you can contact this man for help he is always there in his temple to help you solve your problem Contact Email is (ogumensolutioncenter@yahoo.com )

unicorn

i like to read this e-mail alot