We are also eating in more, and I have gotten into clipping coupons. We are also putting non-necessities (like the new couch I desperately want) on the back burner for the time being.

The hubs and I have significantly reduced the number of trips we make to the movie theater. It's $25 every time, and often I end up not liking the movie, so we are relying on our netflix account much more.

I know this isn't a new concept, but I've stopped buying coffee or tea in the morning. I've been making my morning beverage at home and then taking it with me on my commute.

I've also been making a "shopping list," not just a grocery list. That way when I go to a mall or any clothing store, I stick within what I came to get and what is on my list, instead of the cute shoes in the window.

Definitely cooking at home more too, Alicia! Also just weighing purchases more carefully-do I really need new boots or can I wear what I have from last year?

The other thing I'm doing is giving more. I know it sounds crazy, but taking the focus off of me and how much I do or don't have makes me remember that money isn't where I find my joy. Yes, there are essentials we "need" but I have them (a roof over my head and heat and water, food on the table, etc). So many in our city don't even have that.