"I don't have any support from anyone, so this has really become a source of strength for me. Thank you." -Annette
Read More Testimonials»

On the House and Home Blog

How to Give Furniture a Vintage or Rustic Effect

Many homeowners use procedures to distress their furniture. When a furniture piece has a vintage look, it has more character. Although there are stores that sell vintage furniture...

Read More About How to Give Furniture a Vintage or Rustic Effect»

Our Buying a New Car Experts

Jean Jennings

Jean Jennings

President, co-founder and editor-in-chief of Automobile magazine...

Shared by First30Days View Profile»
Mike Quincy

Mike Quincy

Auto-content specialist for Consumer Reports

Shared by First30Days View Profile»
Philip Reed

Philip Reed

Senior consumer-advice editor for Edmunds.com

Shared by First30Days View Profile»

Meet all of our House and Home Experts»

Got A Tip?

Tips

Know Your Means

Icon_tip_3

There’s no use buying an expensive luxury vehicle if you can’t afford it. Before you pick your dream automobile, study your income and expenses to determine how much money you can devote upfront and over time. As a general rule, if you finance your car, your monthly payments should be no more than 20% of your income. Account for the shortest payment plan you can and put down the difference. Though the rate may be cheaper on a 60- or 72-month loan, you’ll actually end up paying more for the vehicle over time. Another general rule: Put at least 20% of your car’s final purchase price down immediately. This will ensure you don’t end up paying back more in interest than your car is worth as the value depreciates.

There are other expenses associated with a new car. Depending on where you live, insurance, gas prices, maintenance, tolls and other less visible costs add up. Remember, it’s better to err on the safe side with your numbers. Once you have your budget and have assessed your driving needs, it’s time to start comparing vehicles.

A word on leasing: Don’t lease a car if you want to own it. A lease is essentially an extended car rental. Leasing may seem cheaper than buying initially, but over months and years as the car depreciates, costs will add up. You will not own the vehicle when your term is up and if you want to buy it later, you’ll likely pay an expensive price for it. Leasing requires as much of a commitment to research as buying.

Posted: 9/16/19
queencla660

My husband encouraged us to come out of our shell and tell the world about the man behind the medicine that brought us back together after 7 years of separation. He was so astonished by the amazing spell by Dr. Wakina (dr.wakinalovetemple@gmail.com) that reunited our undying love for each other that proved we are sole mate. There has been a barrier between us, we regularly disagrees with each other, argue over unnecessary things and fight almost every week when we were still unmarried. We eventually separated for some months due unsolvable issues before he moved to Italy for 4 years.
Though it might sound impossible to still get hold of your crush for that period of time without any means of communication. I always felt he took my heart away with him because I could not fall in love again and I could not stop thinking about him but I can not be with him. Doc Wakina (dr.wakinalovetemple@gmail.com) proved that nothing relating to love issues is impossible for him; doctor also proved that true love does not die after broking the barriers between us. Days after the spell, he returned unexpectedly to take me along with him. My happiest moment is seeing us live happily for a year without issues before getting married. We are still astonished by the good spiritual work that brought us together forever.

Joseph5491

WOW it always has been said That if one don't ask they will never know, well I sure do thank you for opening my eyes to the true facts, Now I am able to carry on with my auto buying plan. It wont be long now and I will have my dream small Car or van, that will be all that I will need to get us to and from, because its not but the 4 of us friends that go around together for our little fun having thing, LOL And I hope that you will keep up the good work that your page is doing, And may God bless you all;
J.R.T